The average North American household is committed to several monthly bills including but not limited to gas, electricity, water, sewer, phone, internet and subscription for streaming services. At least seven (7) different bills for 7 different suppliers. This brings with it the hassle of remembering what, who and when to pay with regards to these bills, and although many look to simplify this chore by setting up auto payments and direct deposits for some of these vendors, there is still the issue of having to periodically monitor accounts and corresponding balances as preset autopayments and direct deposits may fall short of what is due to suppliers and could lead to disruption in services. There is also the issue of having to query unexpected charges and disruption in services with often near impossible to reach suppliers to achieve a timely resolution. SFS has recognized these challenges and for an affordable fee is offering clients the means to streamline their responsibility towards some of their recurring monthly expenses.