We don’t believe a pinch in a consumer’s short term cash flow should lead to a disruption in their way of life. That is why our bill servicing option gives our clients some level of flexibility with regards to ensuring their monthly bills are paid for continued service. If in any particular month any of our clients should fear they will not be able to meet their monthly obligation regarding their bills, SFS is offering to cover the expense in question for that particular month while our clients get us on the rebound at very affordable rates. This will minimize disruption in services subscribed to by our clients and at the same time preserve their credit rating.